Life and Credit Insurance


Get piece of mind and a safety net when you and your loved one needs it the most. The credit union offers different types of insurances to cover your loan or life. You never know what and when bad things happen. Please see the brochures for more detail about each insurance program. 

Credit Disability Insurance

Covers your loan payment if you are sick or disabled and cannot work. Click here to learn more.


Credit Life Insurance

Covers your loan balance if you should pass. Click here to learn more.


Term and Whole Life Insurances

Pays your beneficiaries money in the event of your passing.

Term

Expect the best out of life, but be prepared.

You want the best for your family and that means planning for life’s “what ifs.” Like what if you were to die unexpectedly, and they had to make ends meet without your income? 

What’s covered?

Term life insurance helps protect your family from the loss of your income if you were to die. It pays income-tax free money they could use for the mortgage, debts, unpaid bills or any reason.

What are the advantages?

TruStage® Term Life Insurance is a good choice if you need high coverage amounts now, with payments that fit your budget. And it’s available entirely online, so you can apply in about 10 minutes*:

  • Six-step application
  • 100% online
  • Just a few health questions
  • No medical exam
  • Instant decision (up to $300,000)

Don’t wait. Get an instant quote based on your budget today.

A Tradition of Strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings. *TruStage.com Google Analytics Reporting, 2017.

TruStage® Term Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency

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Whole Life

It’s good to know that when the time comes, you’ll be prepared.
 
You’ve always done what’s right for your family. Taking steps to ease the burden of final expenses with life insurance is just one more way to show you care.
 
What’s covered?
 
After you’re gone, TruStage® Whole Life Insurance pays an income-tax free, cash benefit that your family can use for any reason—like funeral expenses, mortgage payments or unpaid debts. 
 
It’s permanent coverage that never decreases with a price that never goes up, as long as you’re approved and make your payments.
  
What are the advantages?
 
If you value security and predictability, TruStage Whole Life Insurance can help give you lifelong peace of mind.
 
Apply in minutes online or over the phone:
  • Just a few questions
  • No medical exam
  • Instant quotes based on your budget
Don’t wait another day to get prepared.
 
Get an instant quote online based on your budget today.
 
Or, call (800) 814-2914 and talk to a licensed agent.
 
 
A Tradition of Strength
 
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings.
 
TruStage® Whole Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency
 
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Accidental Death and Dismemberment Insurance

Pays you cash benefits in the event of a covered injury or death due to an accident.

 

Accidents can happen anytime. Don’t leave them unprepared.

Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment insurance can help give them a safety net.

How does it work?

As a member of Kuakini Medical and Dental Federal Credit Union you are eligible to enroll for $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D insurance can pay a cash benefit to your beneficiary if you die in an accident or suffer a serious injury.

What’s covered?

Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.

Acceptance is guaranteed and there are no medical questions.‭

Enroll today at www.TruStage.com/ADD‬‬‬‬

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. ‭The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.‬‬‬ Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.‬

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