Life and Credit Insurance
Get piece of mind and a safety net when you and your loved one needs it the most. The credit union offers different types of insurances to cover your loan or life. You never know what and when bad things happen. Please see the brochures for more detail about each insurance program.
Credit Disability Insurance
Covers your loan payment if you are sick or disabled and cannot work. Click here to learn more.
Credit Life Insurance
Covers your loan balance if you should pass. Click here to learn more.
Term and Whole Life Insurances
Pays your beneficiaries money in the event of your passing.
Expect the best out of life, but be prepared.
You want the best for your family and that means planning for life’s “what ifs.” Like what if you were to die unexpectedly, and they had to make ends meet without your income?
Term life insurance helps protect your family from the loss of your income if you were to die. It pays income-tax free money they could use for the mortgage, debts, unpaid bills or any reason.
What are the advantages?
- Six-step application
- 100% online
- Just a few health questions
- No medical exam
- Instant decision (up to $300,000)
Don’t wait. Get an instant quote based on your budget today.
A Tradition of Strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings. *TruStage.com Google Analytics Reporting, 2017.
TruStage® Term Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency
- Just a few questions
- No medical exam
- Instant quotes based on your budget
Accidental Death and Dismemberment Insurance
Pays you cash benefits in the event of a covered injury or death due to an accident.
Accidents can happen anytime. Don’t leave them unprepared.
Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment insurance can help give them a safety net.
How does it work?
As a member of Kuakini Medical and Dental Federal Credit Union you are eligible to enroll for $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D insurance can pay a cash benefit to your beneficiary if you die in an accident or suffer a serious injury.
Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.
Acceptance is guaranteed and there are no medical questions.
Enroll today at www.TruStage.com/ADD
TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.