Older Auto Loans


You can use this type of loan to purchase an auto older than 5 years old or to purchase a new or used motorcycle. You can also use your vehicle as collateral to take cash out.

The credit union can finance up to 100% of the Retail Kelley Blue Book value of the vehicle plus tax, license, and documentation fees. We can finance 100% of the MSRP of a new motorcycle (plus tax, license, and documentation fees). You can purchase additional services from the dealership such as extended service warranties or rust-proofing, but your total cannot exceed Kelley Blue Book (or MSRP) value of the auto or motorcycle.

Older used auto and motorcycle loans may be financed up to 60 months (5 years).