Used Auto Loans


Used auto loan can be made to purchase any vehicle previously owned. It can also be made to refinance an existing auto loan at another financial institution or you can use your car as collateral to get cash for bills, vacations, etc. Used auto purchases can be from a dealership or from a private seller. The auto cannot be more than 5 years old (see Older Used Auto Loans).

The credit union can finance up to 100% of the Retail Kelley Blue Book value of the vehicle plus tax, license, and documentation fees. You can purchase additional services from the dealership such as extended service warranties or rust-proofing, but your total cannot exceed the Kelley Blue Book value of the car.

Used auto loans may be financed up to 72 months (6 years).